Federal Employee Professional Liability Insurance

Protect Your Federal Career Today

About Federal Employee Professional Liability Insurance (FEPLI)

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As a federal employee, you work under the scrutiny of both your peers and the public. Today's world can be biased - and litigious. Any fed can face allegations of misconduct or wrongdoing.

Complaints happen, even when acting within the scope of your employment. They don't have to be true to be harmful - and either way you have to face them.

Federal Employee Professional Liability Insurance (FEPLI) offers the help you need. Stand up for yourself. Protect your assets with more confidence. Without it, you could face long-term consequences. FEPLI can help ease that risk.

Did you know?

FEPLI is so important, federal agencies must reimburse qualified employees. You could get back up to 50% (up to $150) of the cost of coverage!

Ready to enroll? We've got you covered.

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Benefits to You

More financial security: When your career (and income) is at risk, you need FEPLI. Legal fees get expensive, fast. Don't pay out-of-pocket if you don't have to.
More likely to succeed: We work with some of the best federal employment attorneys in the business. Their years of experience mean better odds for you.
LEOSA coverage: The Worldwide and Career Protector plans include LEOSA liability coverage for FLEOs - at no extra cost!
Coverage from anywhere: Travel, or work overseas? No problem. The Worldwide and Career Protector plans cover your federal job anywhere.

Why Starr Wright USA?

We invented Federal Employee Liability Insurance, and have served current and former federal employees for half a century. Starr Wright USA’s Federal Employee Professional Liability Insurance can provide you peace of mind, knowing that you will receive legal assistance if a claim is made against you, even if the allegation is completely false. We have developed several options to meet your unique needs and can offer great rates; we offer plans with rates that break down to less than $1.00 a day.

Federal employees at all levels should make sure they are protected. Starr Wright USA created Professional Liability Insurance specifically for federal employees, and we have paid more claims than all of our competitors combined. With Starr Wright USA, you will be assisted by experienced attorneys who will guide you through the legal process from beginning to end. In fact, we have a national panel of former assistant U.S. Attorneys and federal employees with the subject matter expertise and appropriate security clearances to properly handle your claim.

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Who is eligible and how can they apply?

Full/part-time federal employees (including military federal civilian employees) are eligible to apply for Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) plans. Federal contractors and former federal employees who generate all of their revenues (up to $500,000 annually) from consulting/contracting agreements may be eligible for Starr Wright USA’s Professional Liability Insurance plan for contractors/consultants.

I'm a current federal employee; is this coverage really worth the cost?

Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) for current federal employees costs $290, $345, or $395 per year (plus $15 admin fee). The annual premium can break down to less than $1 a day. Disciplinary actions or investigations, allegations of negligence, or failure to perform your professional duties will easily cost more than the annual premium of this insurance. Professional Liability Insurance through Starr Wright USA can potentially save you thousands of dollars.

I'm a federal contractor/former federal employee; is this coverage really worth the cost?

Starr Wright USA’s Professional Liability Insurance (PLI) for consultants/contractors can cost from $700 to $1,335 per year (rates include a $50 Administrative Fee), depending upon the revenues earned by you as a consultant/contractor and the liability limits selected. The annual premium can break down to less than $2 a day. Disciplinary actions or investigations, allegations of negligence, or of failure to perform your professional duties will easily cost more than the annual premium of this insurance. Professional Liability Insurance through Starr Wright USA can potentially save you thousands of dollars; and for most consultants/contractors, maintaining professional liability coverage is a compulsory part of your agreement.

Is it true my Agency will reimburse me for 50% (or more) of the premium for my FEPLI coverage?

Yes, the federal government considers this protection so important your agency may be authorized to reimburse qualified employees 50% or more of your Starr Wright USA FEPLI premium. Please contact your Office of Human Resources to find out if you are eligible and the procedures to process a reimbursement request from your agency.

When do benefits begin?

Benefits are effective the day your application is received (subject to applicable subsequent premium payment).

Does Starr Wright USA have any plans specifically designed for federal government new hires?

Yes, Starr Wright USA has a unique Professional Liability program called Career Builder specifically for federal employees within their first three years of service.

Do any of Starr Wright USA's plans provide coverage for Security Clearance Proceedings?

Yes, Starr Wright USA's World Wide and Career Protector plans provide coverage to defend against administrative proceedings to revoke an insured's security clearance.

Does Starr Wright USA’s FEPLI policy provide protection for justified acts of qualified Federal Law Enforcement Officers, directly related to the Law Enforcement Officers Safety Act (LEOSA)?

Yes, Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) includes coverage on our Career Protector plan to protect qualified active federal law enforcement officers against any liabilities arising out an act, error, or omission as defined and authorized by the Law Enforcement Officers Safety Act at no additional cost. Qualified active federal law enforcement officers will be protected when taking reasonable action to:

assist other law enforcement officers from other agencies;
protect an individual in your presence from a crime of violence;
provide immediate assistance to an individual who has suffered or who is threatened with bodily harm, and/or;
prevent the escape of any individual who you reasonably believed to have committed a crime of violence in your presence.